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led astray

January 2013

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tear

oh, collections

I understand that collections agents aren't paid to be nice. That does not give them the right to tell me I'm being a burden on my friends and family during my long period of unemployment. While this may be true, it's between me and my caretakers. Also, I was accused of being hostile several times, when I am sure I was not. Perhaps he and I have very different ideas of hostility. I felt personally attacked, so I asked for a copy of the recorded phone call so I could see if I was just being defensive and upset, or if he really was attacking me. I was told I couldn't have it without a lawyer. Very well, I have contacted a lawyer. Yes, I owe money. That does not give them the right to tell me how to live my life ("You need to lower your [employment] standards") or tell me that I'm being a burden. I cried. Then I got up and made bad for me dinner (garlic turkey cheese fries). I also smoked resin from my pipe and had a couple alcoholic beverages to help me relax and calm the f* down. I still had trouble sleeping from the tension headache, which evolved into a migraine and prevented me from turning or bending my neck when i got up to take something for my head. I have been shaking all day and on the phone with these "people". I'm ready to go back to bed and cry myself to sleep again.

Comments

There are some pretty strict rules about collections. Massachusetts' Attorney General, Martha Coakley, is really solid on enforcing those laws. Look up her office - they have all the laws listed, and how to contact her office. They can, will, and do respond and fight on your behalf.
(((hug))) I know you've gone through some of this. It helps to know that I'm not alone.